Permanent Life Insurance

"I already have a permanent life policy with Company X."

Ammortization
"Great.  How long have you had it?"

"So they have changed the ammortization [exact data needed] x times in the last z years.  People's life expectancies have been going up, so the cost of life insurance has been going down."

"Yesterday I met with Mr. Smith and helped him save $ X a month on life insurance.  I don't have time right now to meet, but I'll be back on Wednesday and Saturday and I'm happy to meet with you then.  Which works best for you?"

Additional Objections
Well, I've worked with my advisor for many years, we play golf together, etc.